Terms of Service

Effective Date: October 16, 2019
Business Name: Paragon Verve International Ltd
Business Address: Accra, Ghana
Email: hello@paragonverve.com

1. Introduction

Welcome to Paragon Verve International Ltd (“we,” “our,” or “us”).
These Terms of Service (“Terms”) govern your access to and use of our products, services, and platforms, including our online courses, eBooks, CRM software (Opterflow.com), and community hosted on Skool (collectively, the “Services”).

By purchasing or using any of our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

2. Use of Services

• You must be at least 18 years old to use our Services.

• You agree to use our Services only for lawful purposes and in accordance with these Terms.

• You are responsible for maintaining the confidentiality of your account credentials.

• We may suspend or terminate access if you violate these Terms.

3. Products and Access

Our Services include digital content and software products such as training materials, downloadable eBooks, and access to CRM tools and private communities.
Access to some Services (like courses or community membership) may be time-limited or subscription-based.

4. Payments and Refunds

Payments for our Services are securely processed by our payment partner, Paddle, which acts as the merchant of record.
You will receive confirmation of your payment and access details via email once the transaction is complete.

Refund Policy:
All sales are final, unless otherwise stated on the specific product’s sales page.

If a refund policy applies to your purchase, it will be clearly indicated during checkout.

5. Intellectual Property

All content provided through our Services—including text, graphics, logos, videos, software, and digital downloads—is the property of Paragon Verve International Ltd or its licensors.

You may not copy, modify, distribute, or resell any materials from our Services without written permission.

6. Community Guidelines

Our online community, hosted on Skoo, discord, or facebook groups, is designed to foster collaboration and respectful interaction.
You agree not to post or share any content that is unlawful, abusive, defamatory, or violates the rights of others.
We reserve the right to remove members who violate these rules without refund.

7. Disclaimers

Our courses, eBooks, and software are provided for educational and informational purposes only.
We do not guarantee any specific results or outcomes from using our Services.

All Services are provided “as is” without warranties of any kind, express or implied.

8. Limitation of Liability

To the maximum extent permitted by law, Paragon Verve International Ltd is not liable for any indirect, incidental, or consequential damages arising from your use of our Services.

9. Changes to Terms

We may update these Terms from time to time.
The most current version will always be available on our website. Continued use of our Services after changes are posted means you accept the new Terms.

10. Contact

If you have any questions about these Terms, please contact us at:
📧 hello@paragonverve.com
🏢 Accra, Ghana